Pay As You Go car insurance is a type of cover that allows you to insure your car on a flexible, short-term policy. This is ideal to learner drivers or those who only drive infrequently.
- Comprehensive and third party policies available
- 1 hour to 28 days cover
- Protect the car owner’s No Claims Bonus
- Easy claims process
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A guide to pay as you go car insurance
Pay as you go car insurance, also known as PAYG car insurance is a type of temporary cover that allows you to drive a car with full protection for the period of time you take it out. Whether you’re looking for cover for just a few hours or anywhere up to 28 days, pay as you go car insurance will give you peace of mind while you’re behind the wheel.
To get pay as you go car insurance quotes now, simply click the green button. You can find out more about this type of cover below, including the types of policies available and the things you can get covered for.

Did you know?
What types of pay as you go policies are there?
Some of the main types of pay as you go car insurance policies you can get include:
- Hourly car insurance
- One-day car insurance
- Weekly car insurance
- Monthly car insurance
- Learner driver temporary cover
- Temporary student car insurance
- Temporary business car insurance
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What can I get cover for?
Not all pay as you go car insurance policies are the same and you can choose the exact level of cover you require depending on how much protection you want and your budget. Below are some of the main types of cover available:
- Comprehensive – A comprehensive policy will cover your car for all types of accidents, including those that you’re at fault for. It also usually includes fire and theft with most insurance providers.
- Theft or damage – If your vehicle was stolen or it was damaged either due to vandalism or an attempted theft, you would be compensated.
- Protect vehicle owner’s No Claims Bonus – This is a very useful type of cover when you’re insuring somebody else on your vehicle. It will ensure your no claims bonus is in tact even if a claim were to be made.
- Breakdown assistance – Breakdown assistance is always a vital thing to have in place and most insurance providers will give you the option to have it added to your policy if you don’t already have it.
Did you know?
With pay as you go car insurance, you don’t have the same commitment as you do with an annual policy and you can get cover for only the period of time you require.

Who is pay as you go car insurance suitable for?
Some of the instances where you might find that pay as you go car insurance is the most suitable option include:
- Borrowing somebody else’s car
- Wanting to practice in addition to your driving lessons
- Sharing driving responsibilities on a long journey
- Using a business car
Get pay as you go car insurance quotes quickly and easily
Simply click the green button below to get pay as you go car insurance quotes now.
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Pay As You Go Car Insurance FAQs
Am I eligible for pay as you go car insurance?
In order to be eligible for pay as you go car insurance you should be at least 19 years of age for a private car (21 for commercial vehicles), have a permanent address, hold a full UK driving licence and have a clean driving and criminal record.
What if I only need cover for a few hours?
That’s not a problem. You can get pay as you go car insurance for as little as one hour.
What is the maximum amount of time I can get cover for?
Generally the maximum amount of time you can get pay as you go car insurance for is 28 days.
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