Hourly car insurance is a type of temporary cover that allows you to insure your vehicle for as little as one hour. Some key benefits of getting hourly car insurance quotes online include:

  • Cover for drivers 19+
  • Flexible cover from one hour to 28 days
  • All levels of cover
  • Low excess
  • Protect the car owner’s No Claims Bonus

Don’t have your registration number? No problem, click here

A guide to hourly car insurance

Hourly car insurance gives you a way to get flexible, short term cover that’s perfect for things like car sharing or if you have a child that’s a learner driver. Quotes are incredibly easy to get and you can easily choose the exact type of cover you want.

To get quotes now, simply click the green quote button. Below you can find more information on hourly car insurance, including the factors that affect cost and FAQs.

Hourly Car Insurance image

Did you know?

You can get cover for as little as one hour or up to 12 hours. This is perfect for shorter journeys or when you only need temporary cover.

Am I eligible for hourly car insurance?

In order to be eligible for hourly car insurance, you should meet the following criteria:

  • Be at least 19 years of age
  • Have a valid UK driving licence
  • Have the vehicle owner’s permission
  • Have a permanent address
  • Not have received a recent driving ban

Don’t have your registration number? No problem, click here

How much does hourly car insurance cost?

Some of the main factors that affect the cost of hourly car insurance are:

  • Your age – Age is a key factor that insurance providers take into account when providing cover. Generally younger drivers will pay more for cover since they’re more statistically likely to be involved in an accident.
  • Your location – Your location is another thing that will affect how much you pay for hourly cover. If you live in a high crime area, then you can expect to pay more, particularly if your car isn’t parked in a driveway or garage.
  • Type of car you want to insure – The type of car you need cover for will of course impact cost too. Insurance providers will take things like the model and total value of the car into account when coming up with a price.
  • Length of the policy – Temporary car insurance ranges from as little as one hour up to a month. How long your policy lasts will affect how much you pay for cover.

Did you know?

Hourly car insurance can cover you for all risks, including accidents, theft and breakdowns.

Who needs hourly car insurance?

Some instances where hourly car insurance is useful include:

  • You’re test driving a new car
  • You’re a learner driver who wants to practice outside of lessons
  • You’re sharing a car for a long journey
  • You need quick insurance for emergency purposes
  • You’re borrowing a car
Hourly Car Insurance image

What are the best ways to save money on hourly car insurance?

A few great ways to save money on hourly car insurance are:

  • Limit cover options – Limiting the type of cover you take out is a good way to save on hourly car insurance.
  • Increase excess – You can also increase what you’d pay towards a claim should you have to make one to keep costs down.
  • Shop around – Getting quotes from several insurance providers is one of the best ways to save money on hourly car insurance.

Get hourly car insurance quotes the easy way

Click the green button below and you can have tailored insurance quotes from a panel of expert providers in minutes.

Don’t have your registration number? No problem, click here

Hourly Car Insurance FAQs

What’s covered by an hourly car insurance policy?

This will depend on the level of cover you take out. If you get comprehensive insurance, then you’ll be covered for all accidents as well as fire and theft. You can also get breakdown cover.

How does hourly car insurance work?

You can take out hourly car insurance from any period of time from one hour up to twelve hours. Getting quotes is quick and easy and you’ll be covered as soon as you receive your insurance documents by email.

Do I need hourly car insurance?

If you plan on getting a car that you’ll be using regularly, then a normal car insurance policy would be best but if you’re a learner who’s looking to take some extra lessons in a friend or family member’s car; or you’re going on a long trip and want to share driving responsibilities with someone else, then hourly car insurance is perfect.

Don’t have your registration number? No problem, click here