If your courtesy car comes without insurance or a lower level than you’d like, then courtesy car insurance can provide you with a flexible and affordable solution.
- Cover for drivers 19 to 75
- Flexible cover from one hour to 28 days
- All levels of cover available
- Low excess
- Protect the car owner’s No Claims Bonus
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A guide to courtesy car insurance
If your main car is being repaired due to an accident or breakdown, then you may have been provided with a courtesy car by your main insurance provider. However courtesy cars don’t always come with insurance and even if they do, it’s often very minimal third party only cover. If you want to get a higher level of protection on a flexible, short-term basis, then courtesy car insurance is an ideal way to do this.
To get courtesy car insurance quotes now, simply fill in your registration number and click the green button. To find out more about the benefits of courtesy car insurance and whether or not you’re eligible to get it, keep reading.

Did you know?
What are the benefits of courtesy car insurance?
Some of the key benefits of courtesy car insurance include:
- Fully comprehensive cover – Often courtesy don’t come with a high level of cover, which means if you’re involved in an at-fault accident or the car was vandalised or stolen, you wouldn’t be covered. With courtesy car insurance, you can get fully comprehensive cover, which will cover you for all types of accidents as well as fire and theft.
- Completely flexible – There’s a good chance you won’t know exactly how long you’ll need cover for your courtesy car and this is not a problem. You can get cover for any period of time from just a few hours up to 28 days.
- Protect your No Claims Bonus – You also have the ability to protect your no claims bonus with courtesy car insurance. This means even if you’re involved in an accident, it won’t affect your NCB on your regular insurance policy.
- Easy to arrange – Getting quotes and taking out a policy is a very quick and easy process. Just enter your registration and click the green button and you can have quotes within minutes.
- Low excess – In the event that you needed to make a claim, the excess you’d have to pay would be minimal.
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Am I eligible?
In order to be eligible for courtesy car insurance, you’ll need to meet the following requirements:
- Be at least 18 years of age (21 for commercial purposes)
- Have a full UK or EU driving licence
- Been a UK resident for at least 12 months and have a permanent address
- Have no driving or criminal convictions on your record
- Have no recent driving bans or penalty points
Did you know?
With courtesy car insurance, you’re not committed to any long term contracts and you can get cover for only the period of time you need it.
Get courtesy car insurance quotes in just minutes!
If you’re now ready to get courtesy car insurance quotes, then you’re in the right place. Simply fill in your reg and click the green button and you can have quotes from many different insurance providers in just a few minutes.
Don’t have your registration number? No problem, click here
Courtesy Car Insurance FAQs
What does courtesy car insurance cover?
This will depend on the level of cover you choose to take out. You can get a basic policy if you prefer; or you can opt for fully comprehensive cover that includes extras such as breakdown assistance.
How long do I need to take it out for?
This is completely flexible. You can take out courtesy car insurance for any amount of time up to 28 days.
How much will it cost?
The cost of a courtesy car policy will depend on factors such as your age, location, occupation, driving history and the level of cover you take out. The value of the courtesy car you’re insuring will also be taking into account of course.
Don’t have your registration number? No problem, click here