How to Get Insurance With an MW10 Conviction
Being accepted for car insurance after a MW10 conviction can be difficult. However, getting car insurance is essential. Simply click on the quote button and after you’ve provided some information about yourself and the type of cover you want, you’ll then be sent your tailored quotes.
Motorway Offences Motoring Conviction Codes
| CODE | OFFENCE | POINTS |
|---|---|---|
| An MW10 will stay on your licence for 4 years from the date of the offence | ||
| MW10 | Contravention of special roads regulations (excluding speed limits) | 3 |
Get Car Insurance Quotes With an MW10 Conviction Now
If you’ve been convicted of any of the above offences and want to get car insurance at a competitive price then the best way is to get quotes from specialists. You can get quotes from a panel of car insurance for convicted drivers specialists very quickly and easily by clicking the green button below
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What the Writer Says…
MW10 is the endorsement code for contravening motorway regulations, excluding speed limits. It is the only code in the MW (Motorway) category, making it the sole endorsement specifically for motorway regulation breaches. The offences it covers include reversing on a motorway, driving on the hard shoulder, making a U-turn, stopping on the carriageway without reasonable cause, and driving the wrong way.
The penalty for an MW10 is 3 points and a fine of up to £2,500. The court also has the discretion to impose a driving ban instead of or in addition to points, though this is relatively uncommon for first-time offenders. The endorsement stays on your licence for 4 years from the date of offence (GOV.UK, as at March 2026).
– Susan Difford, Insurance Expert & Co-founder of Clean Green Cars
