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Drive with Confidence - Find the Right Long Term European Car Insurance

If you plan to take your car to Europe, whether it’s to France via the Eurotunnel or further afield, it’s vital that you have the right cover in place. Many UK car insurance policies will cover you for driving in Europe as standard but this isn’t always the case. This is why it’s a good idea to get UK unlimited European car insurance.

If you’re policy is up for renewal soon, then you might be able to find European cover car insurance cheaper with a new provider. You can get tailored quotes from multiple providers now by simply clicking the green button.

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Did you know…?

European cover is often included as standard in UK car insurance policies but this isn't always the case.

Why You Should Get Long Term European Car Insurance

If you’re not currently covered to drive in Europe on your car insurance and you plan to drive there, then it’s essential you get a policy that does cover you.

Cover Options For Long Term European Car Insurance

Third-Party Only Insurance

: This is the most fundamental form of car insurance and is the minimum legal requirement in the UK. It takes care of injuries to others and damage to other people's property, but it does not cover any damage to your own vehicle.

Third-Party, Fire and Theft Insurance

: This includes everything within Third-Party Only coverage, with additional coverage against the loss or damage of your car due to fire and theft.

Comprehensive Car Insurance

: This offers the highest level of coverage. It includes all elements from the Third-Party, Fire and Theft policy, and might also assist in covering the cost of repairing or replacing your vehicle, regardless of the cause of the accident.

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Did you know…?

Nearly all insurance providers will offer European cover even if it isn't included as standard.

Why Getting Long Term European Car Insurance Quotes Is a Great Choice

Check out the great reasons to get Long Term European Car Insurance quotes below.

  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • These services don't require commitment or purchase; they can be used as research tools.
  • Operating independently of specific insurers, these sites provide unbiased assessments to help users find the best policy.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.
  • They promote competition among insurers, often leading to better pricing options.
  • Robust security measures are employed to ensure data security, so users need not worry about their information's safety.

Long Term European Car Insurance - Optional Cover For Your Policy

You can also choose from these types of optional Long Term European Car Insurance cover.

  • Legal Cover: Get tangled up in a road-related legal dispute? This cover is your financial shield against any legal costs that might occur.
  • Uninsured Driver Protection: If your vehicle gets hit by an uninsured driver, this cover ensures you're not left in a financial lurch, covering your excess and preserving your no claims discount.
  • Excess Protection Cover: If you need to make a claim, this cover absorbs the cost of your excess, so you don't feel the pinch in your wallet.
  • Breakdown Cover: This add-on comes to the rescue when your car breaks down, offering roadside assistance for a worry-free journey.
  • Windscreen Cover: This cover guards your windscreen against damage, ensuring your view of the road is always as clear as a bell.
  • Misfuelling Cover: Made a blooper by putting the wrong fuel in your car? This cover protects you against the cost of any repairs.
  • No Claims Discount Protection: Even if you have to make a claim, this cover ensures that your no claims discount stays put, helping you keep your future premiums lower.
  • Key Cover: Misplaced your car keys or had them pinched? This cover sorts out the cost of a new set and even the locksmith's charges.
  • Foreign Use Cover: Dreaming of a drive abroad? This extends your cover to foreign lands, providing you the same level of protection as at home.
  • Personal Accident Cover: In the grim event of a severe accident, this cover provides a financial buffer for you or any named driver, covering certain injuries.
  • Courtesy Car Cover: After an accident, if your car is in the garage for repairs, this cover makes sure your daily routine isn't affected by providing a courtesy car.
  • Child Car Seat Cover: Should an accident occur, this cover provides funds for replacing any child car seats, regardless of visible damage.

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Did you know…?

Getting quotes can ensure you get the best price on European cover car insurance.

Long Term European Car Insurance - Steps To Save Money

You can save money on Long Term European Car Insurance using the methods below.

  • Park Securely: Cars parked on the street are more likely to be stolen or damaged. If possible, park your car in a garage or secure parking spot overnight.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.
  • Pay Annually: If you can afford to pay your premium in one annual lump sum, you may find it's cheaper than spreading the cost monthly, which often involves interest charges.
  • Choose Your Car Wisely: The make, model, and age of your car can affect the cost of your insurance. Cars that are less expensive to repair or replace usually come with cheaper insurance premiums.
  • Improve Security: Installing approved security devices like an alarm or immobiliser can lower your insurance cost, as it reduces the risk of your car being stolen.
  • Shop Around: Don't settle for the first quote you receive. Use the comparison tool to explore various policies and find the one that offers the best value for your money.

Compare Long Term European Car Insurance Quotes Now!

Finding the ideal car insurance a cinch. when you use the comparison service Here's the plan:
  • You start by entering your personal information - your privacy is their utmost concern.
  • Then, provide the details of your vehicle - the more accurate, the better your matches.
  • Next up, fill in your current insurance details - this helps them tailor the perfect solutions.
  • Wait a bit, and specialist insurance providers will reach out with bespoke quotes.

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Long Term European Car Insurance FAQs

Do all insurance policies cover driving in Europe?

No. Although a lot of standard policies include European cover, you shouldn’t assume this to be the case and always check the fine print on your policy documents to find out for sure.

How long will I be able to drive in Europe?

In most cases, a standard policy will cover you for up to 30 days of driving in Europe. If you need cover that extends beyond this, you can get a long-term European car insurance policy.

Is getting European cover necessary?

If you plan to drive in Europe at all, then yes. Driving in a foreign without insurance is extremely risky, especially if you don’t know the laws there.

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Specialist Car Insurance Comparison

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Long Term European Car Insurance Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Long Term European Car Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 9 May 2025Reviewed by Ian Beevis Insurance Expert