Crucial Distinction: EAPC vs Electric Motorcycle

Crucial Distinction: EAPC Vs Electric Motorcycle

The term 'electric bike' can be confusing. Some people use it to refer to e-bikes, or Electrically Assisted Pedal Cycles (EAPC), whereas others are referring to electric motorcycles. EAPCs and electric motorbikes are two totally different things and in this guide we'll be looking at what makes them different. One of the key differences is the need for insurance. If you have an electric motorbike, then you're legally required to have electric motorbike insurance in place.

Susan Difford

Insurance Expert & Co-founder of Clean Green Cars

Updated 19 October 2026 2 Min Read

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Which Is Better - an EAPC or an Electric Motorbike?
Why Is Insurance Required for an Electric Motorbike but Not an Eapc?

Which Is Better - An EAPC Or An Electric Motorbike?

This really depends on what your requirements are. EAPCs are much cheaper and are great for small journeys and city riding. Whereas an electric motorbike is more akin to a car and something you can use for long journeys. Of course the cost of owning one is much higher though.

Why Is Insurance Required For An Electric Motorbike But Not An Eapc?

EAPCs are considered bicycles so they’re not legally required to have insurance. Electric motorbikes are typically powerful vehicles that can move at high speed. Therefore owners are required by law to have insurance in place. If you are also weighing up a petrol bike, see the main motorbike insurance options.

In Summary

EAPCs are much less powerful than electric motorbikes and therefore don't require a licence, tax or insurance.
You are required to have insurance for an electric motorbike, even if it's a smaller, less powerful model.
EAPCs and electric motorbikes are very different vehicles intended for different usage.