Crucial Distinction: EAPC vs Electric Motorcycle

Susan Difford - Clean Green Compare Personal Lines Insurance Expert
Written by Susan Difford
Updated 25 April 2025
2 min read

The term ‘electric bike’ can be confusing. Some people use it to refer to e-bikes, or Electrically Assisted Pedal Cycles (EAPC), whereas others are referring to electric motorcycles. EAPCs and electric motorbikes are two totally different things and in this guide we’ll be looking at what makes them different. One of the key differences is the need for insurance. If you have an electric motorbike, then you’re legally required to have electric motorbike insurance in place.

Key points

What Are The Key Differences Between An EAPC And An Electric Motorbike?

EAPC

  • Must have pedals
  • Power assistance must cut out at 15.5mph
  • The motor power must be no more than 250W
  • Is categorized as a bicycle so tax, insurance and a licence are not required

Electric motorbike

  • Is a two wheeled vehicle that doesn’t meet the requirements for an EAPC
  • Can be propelled above 15.5mph
  • Must have tax, insurance and a licence

You can find more information here.

electric motorbike vs EAPC inforgraphic

Electric Motorbike

Which is better - an EAPC or an electric motorbike?

This really depends on what your requirements are. EAPCs are much cheaper and are great for small journeys and city riding. Whereas an electric motorbike is more akin to a car and something you can use for long journeys. Of course the cost of owning one is much higher though.

Why is insurance required for an electric motorbike but not an EAPC?

EAPCs are considered bicycles so they’re not legally required to have insurance. Electric motorbikes are typically powerful vehicles that can move at high speed. Therefore owners are required by law to have insurance in place.

In Summary

  • EAPCs are much less powerful than electric motorbikes and therefore don’t require a licence, tax or insurance.
  • You are required to have insurance for an electric motorbike, even if it’s a smaller, less powerful model.
  • EAPCs and electric motorbikes are very different vehicles intended for different usage.

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