Ian Beevis
If you would like comments from our insurance experts - you are in the right place!
Ian Beevis Insurance Expert
Ian’s extensive 30-year experience in the commercial and personal lines insurance industry provides him with a wealth of knowledge and insight into the industry. Having worked for national insurance brokers, insurance companies, and online insurance providers, Ian is a highly knowledgeable commentator on insurance-related matters.
Insurance Expert
Ian’s extensive 30-year experience in the commercial and personal lines insurance industry provides him with a wealth of knowledge and insight into the industry. Having worked for national insurance brokers, insurance companies, and online insurance providers, Ian is a highly knowledgeable commentator on insurance-related matters.Comments from Ian:
Mobile Mechanics Insurance
“Mobile mechanics face unique risks every day, from working on customers’ vehicles at their homes to carrying valuable tools and equipment on the move. Standard car or van insurance won’t protect you if something goes wrong while working for a customer. Specialist mobile mechanic insurance is essential for legal protection, safeguarding your tools, and ensuring your reputation and business are secure, wherever the job takes you.”
Motorcycle Trade Insurance
“Motorcycle traders have distinct insurance needs – whether you’re buying, selling, repairing, or servicing bikes. Standard policies won’t protect you if you’re riding, moving, or storing customer motorcycles as part of your business. Motorcycle trade insurance ensures you can operate legally, protect valuable stock, and give your customers confidence, no matter if you’re working from a shop, workshop, or on the road.”
Income Protection Insurance
“Income Payment Protection Insurance (IPPI) provides financial security if you are unable to work due to long term illness or injury. By offering a regular income during periods of financial instability, IPPI gives peace of mind and helps protect against the risk of falling into debt or financial hardship”
Breakdown Cover
“UK breakdown cover is essential for ensuring you’re not stranded if your vehicle breaks down. It provides reassurance at a difficult time and typically covers roadside repairs and, if required, towing services. It can save time, reduce stress, and avoid expensive recovery costs, making it invaluable for motorists”
Overseas and Non Resident Landlord Insurance
“As an overseas landlord, it can be more difficult to manage your property and deal with any issues that arise. Having landlord insurance in place can help to mitigate some of the risks and provide you with the support you need in the event of a claim.” For more guidance, see our quick-start guide to the Non-Resident Landlord Scheme If you’re planning to sell your UK property while living abroad, you may also want to review our guide on capital gains tax considerations for expats].
Subsidence Insurance
“You may want to consider getting a subsidence survey carried out on your property. This will give insurance providers a better understanding of the level of risk involved and can help to reassure them that the subsidence issue has been resolved.”
Landlord Insurance
“Loss of rent coverage is an essential component of landlord insurance. It protects you in case your property becomes uninhabitable due to an insured event, such as a fire, and you are unable to rent it out.”
Block of Flats Insurance
“it’s important to make sure that your Buildings Declared Value (BDV) is adequate. This will ensure that you have the right level of cover in the event of a total loss. Insurers typically use a recognised independent price indices to increase your sums insured to reflect inflation once the policy is set up.”
Commercial Property Insurance
“Commercial property insurance is different from residential insurance because it’s designed to meet the unique needs of businesses. While residential insurance policies primarily cover the owner’s personal property and liability, commercial property insurance policies provide a range of coverage options to protect business assets, employees, and customers.”
Classic car restoration insurance
“Classic car restoration is a labour of love, but the risks are real—from irreplaceable parts to road tests in rare vehicles. Standard insurance simply isn’t built for the unique needs of restorers, whether you’re a business or a passionate hobbyist. That’s why specialist restoration insurance exists: it lets you work on classics with confidence, covers vehicles and tools in your care, and protects you against claims if things go wrong. The best advice? Only pay for the cover you need, keep your details up to date, and always compare quotes to get the right fit for your workshop or garage.”