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Protect Your Journey: Choosing the Right Ford Car Insurance

As a Ford car owner, it’s your responsibility to make sure you have the right type of car insurance in place so your vehicle is legal to drive and protected for the main risks of the road.

You can get tailored Ford car insurance quotes now by clicking the green button.

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Did you know…?

It's always a good idea to shop around for quotes when you're looking for cover for your Ford car.

Why Getting Ford Car Insurance Is Essential

In order to make your Ford car legal to drive in the UK, you’ll need to have third party only insurance at minimum.

Ford Car Insurance - Main Cover

Third-Party Only Insurance

: This is the most fundamental form of car insurance and is the minimum legal requirement in the UK. It takes care of injuries to others and damage to other people's property, but it does not cover any damage to your own vehicle.

Third-Party, Fire and Theft Insurance

: This includes everything within Third-Party Only coverage, with additional coverage against the loss or damage of your car due to fire and theft.

Comprehensive Car Insurance

: This offers the highest level of coverage. It includes all elements from the Third-Party, Fire and Theft policy, and might also assist in covering the cost of repairing or replacing your vehicle, regardless of the cause of the accident.

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Did you know…?

The model of Ford you want to insure will affect the price of your cover as will your age, location and driving experience.

Great Reasons To Get Ford Car Insurance Quotes Online

Some excellent reasons you should consider getting Ford Car Insurance quotes online include –

  • Operating independently of specific insurers, these sites provide unbiased assessments to help users find the best policy.
  • Comparison websites offer cost-effectiveness by allowing side-by-side comparison of quotes and policies, ensuring transparency in prices and features for informed decision-making.
  • Some comparison websites offer renewal reminders to help customers seize savings opportunities.
  • They serve as informative resources on what makes up good coverage, bolstering user confidence in finding reliable car insurance at a fair price.
  • They promote competition among insurers, often leading to better pricing options.
  • The process is efficient, requiring users to enter their information only once, eliminating the need to fill out long forms for each provider.

Ford Car Insurance - Additional Cover

Additional types of Ford Car Insurance include –

  • No Claims Discount Protection: Keep your no claims discount safe and sound, even if you make a claim. This cover helps you maintain lower premiums for the future.
  • Key Cover: Lost or stolen car keys can be a headache. This cover takes care of the cost of replacement and the locksmith's charges.
  • Misfuelling Cover: If you've accidentally filled up with the wrong fuel, don't panic. This cover protects you from any subsequent repair costs.
  • Legal Cover: This cover offers financial protection against any legal costs you might incur from a legal dispute related to a road incident.
  • Excess Protection Cover: With this, the cost of your excess is covered should you need to make a claim. You won't be left out of pocket when you need help the most.
  • Windscreen Cover: This ensures your windscreen is protected against any damage, keeping your road view clear and safe.
  • Breakdown Cover: Car problems on the road? With this add-on, you'll receive roadside assistance whenever your vehicle breaks down.
  • Uninsured Driver Protection: This ensures you're not financially hit if an uninsured driver bumps into your vehicle. It covers your excess and protects your no claims discount.
  • Foreign Use Cover: Planning a drive outside the UK? This extends your cover for driving abroad, offering the same protection you enjoy at home.
  • Personal Accident Cover: Should a severe accident occur, this provides a financial safety net, covering you or any named driver for certain injuries.
  • Courtesy Car Cover: Car in for repairs? This cover ensures you get a courtesy car, keeping your daily life from being disrupted.
  • Child Car Seat Cover: In the event of an accident, this cover provides funds for the replacement of child car seats, even if they don't show any visible damage.

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Did you know…?

Paying annually is a good way to make a saving on the overall cost of your cover.

Keeping Costs Down On Ford Car Insurance

You can save money Ford Car Insurance in the following ways –

  • No Claims Discount: Insurers may offer discounts to drivers who have not made a claim in a while. The longer you go without making a claim, the larger the discount could be.
  • Higher Excess: Agreeing to pay a higher voluntary excess (the amount you pay towards any claim) can lower your insurance premium. However, ensure that you can afford the excess in case you need to make a claim.
  • Advanced Driving Courses: Some insurers may offer discounts if you've completed an advanced driving course, such as those offered by the Institute of Advanced Motorists.
  • Maintain a Good Credit Score: Some insurers consider credit score when determining premiums. A good credit score can demonstrate that you're reliable and may lead to lower costs.
  • Review Your Coverage Annually: As your life changes, so do your insurance needs. Review your policy annually to make sure you're not paying for unnecessary coverage.
  • Telematics Insurance: Also known as 'black box' insurance, this involves a device being fitted to your car to monitor your driving. Good, safe driving can lead to lower premiums.

Get Ford Car Insurance Now!

Comparing makes the process of finding the right car insurance easy. Just follow these steps:
  • Enter your personal information.
  • Provide your vehicle's details.
  • Fill in your current insurance details.
  • Specialist insurance providers contact you with tailored quotations

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Ford Car Insurance FAQs

Is Ford car insurance expensive?

Compared to a lot of higher end vehicles like Audis and BMWs, Ford car insurance is generally quite affordable although it course depends on the exact model you want to insure.

Other than my car, what other factors affect the cost of car insurance?

The main other factors that insurance providers consider are –

  • Your age and driver experience
  • Your driving history (penalty points/convictions)
  • Any other named drivers
  • The level of cover you take out
  • Where you live

Is paying annually worth it?

This will depend on how big of a saving you can make. The savings for paying annually vary depending on the insurance provider but if you’re able to make a big saving and can afford the extra upfront cost, then it’s definitely worth considering.

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Ford Car Insurance Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Ford Car Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 20 December 2024Reviewed by Ian Beevis Insurance Expert