Monthly car insurance gives you a way to get cover for yourself or somebody else on a short-term, flexible basis.

  • Cover for drivers 19 and above
  • Flexible cover from one hour to 28 days
  • Comprehensive policies
  • Easy payment options
  • Protect the car owner’s No Claims Bonus

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A guide to monthly car insurance

Monthly car insurance is a great alternative to a regular car insurance policy if you only need cover on a short-term basis. You can choose exactly the level of cover you want, just as you would with regular car insurance but you’re not committed for at least a year.

To get get monthly car insurance quotes now, simply click the green button. Read below for more information on monthly car insurance, including factors that affect cost and FAQs.

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Did you know?

Monthly car insurance can cover you for up to 28 days. This is ideal when you only require short-term cover and don’t want the commitment of a regular car insurance policy.

How much does monthly car insurance cost?

Some of the main factors that affect the cost of monthly car insurance are:

  • Your age – Your age will be one of the major factors that affects how much you pay for cover.
  • Your driving history – Your driving history is another thing that insurance providers will take into account.
  • The type of car you’re insuring – The type of car you’re insuring, including its market value, will also affect what the cost of your cover is.
  • The level of cover you take out – The level of cover you take out matters too. Generally third party only policies are the cheapest.
  • Your location – If you live in an area with a lot of crime, then you can except to pay more for your insurance, particularly if your car is parked on the street.
  • The length of the policy – The exact length of your policy will affect cost too.

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What types of cover are available?

The types of cover you can get with monthly car insurance include:

  • Road risks – You will need third party only insurance at minimum in order for your car to be road legal.
  • Theft – You can get cover for theft of your car, including any damage that might occur as a result of an attempted theft.
  • Fire – Any damage caused by fire can also be covered on a monthly policy.
  • Breakdown assistance – If you don’t already have breakdown assistance, then you can get this included in your policy too.

Did you know?

Your age and driving history are big factors that affect how much you’ll pay for monthly car insurance.

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Are there any ways to save money?

Below are a few reliable ways to save money on monthly car insurance:

  • Get a third party only policy – Third party only cover is the minimum you need for your car to be road legal and is also the cheapest.
  • Increase excess – You can also increase the excess on the policy to lower its cost.
  • Get multiple quotes – Getting quotes from multiple providers will help you to get the best price possible.

Get monthly car insurance quotes now

Get monthly car insurance quotes that are tailored to your needs now by clicking the green button.

Don’t have your registration number? No problem, click here

Can you get cover for just one month?

Yes you can absolutely get cover for a month. The maximum amount of time available for temporary car insurance with most providers is 28 days.

What if I need cover for less time than a month?

This is also possible. You can get temporary cover for as little as one hour all the way up to 28 days and everything in between.

Can I get insured on somebody else’s car?

Yes, if you want to get covered on a family member or friend’s car, then this is not a problem.

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Monthly Car Insurance Providers

Clean Green Compare have partnered with GoShorty to help you obtain Monthly Car Insurance. GoShorty is a trading style of Complex to Clear Group Limited registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN.751221). Company Registration Number 05044963. Data Protection Registration ZA456686.
Ian Beevis - Clean Green Compare Insurance Expert
Updated 6 May 2025Reviewed by Ian Beevis Insurance Expert