Get Patons Taxi Insurance Quotes The Easy Way With Clean Green Compare

Patsons taxi insurance quotes are incredibly easy to get and can be tailored to your exact needs. Just click the green button now to get started.

Who Are Patons Insurance?

Based in Glasgow and with seven locations throughout the UK, Patons are a family-owned insurance broker who have been operating since 1957 and specialise in helping customers to find great private hire and public hire taxi insurance as well as taxi fleet insurance.

What do I need to get Patons Taxi Insurance quotes?

You will need the below information handy to get Patons Taxi Insurance quotes

1

Your Personal Information

In addition to information such as your name, age and address, you’ll also need to provide information about which taxi firm you work for as well as your taxi licence number.
2

Details About Your Vehicle

You’ll need the make and model of the vehicle you’re insuring as well as its age and current market value. You should also have the registration number to hand and provide any details of modifications that have been made to it.
3

Your Policy Requirements

Whether or not you need public or private hire insurance will depend on the type of taxi you drive. In addition to this, you’ll also want to know the level of road risks cover you want and any optional extras, like breakdown recovery.

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What types of road risks Patons Taxi Insurance are there?

Third Party Only (TPO)

Third party only cover will allow you to drive your taxi legally in the UK but it won’t provide any protection for your own vehicle, so you might consider a TPFT policy instead…

Third Party Fire & Theft (TPFT)

TPFT will give you some protection for your own vehicle and will cover you for damage caused by fire and theft of your vehicle, including if it’s damaged due to an attempted theft.

Fully Comprehensive

Fully comprehensive insurance is a good choice if you want the most protection for your own vehicle. It will cover it for collisions even when you’re to blame.

Related Insurance

More Cover Options You Might Find Useful

Below are some excellent types of additional taxi insurance to consider:

Breakdown Cover

Breakdown cover is always recommended for taxi drivers. If you don’t already have it, you can easily add it as an additional type of cover to your insurance policy.

Public Liability

Public liability would pay out in the event that a liability claim went against you from a passenger or other member of the public.

Personal Use

Personal use cover will allow you to use your taxi for non-work purposes.

Fleet Insurance

If you have more than one taxi you want to insure, then you can get fleet insurance for them.

Benefits of getting Patons Taxi Insurance

Below are some of the key benefits of getting Patons Taxi Insurance quotes online

24 Hour Claims

You can get in touch with Patons 24 hours a day, which means whatever time you need to make a claim, you’ll be able to in a hassle-free way.

Multiple Payment Options

You also have several payment options, including the ability to pay upfront or on a monthly basis via Direct Debit.

Easy Quotes

Quotes are incredibly quick and easy to get. This takes the stress out of looking for affordable taxi insurance and allows you to focus on other, more important things.

Ready to get covered?

Get Patons Taxi Insurance Quotes Today

Don’t have your registration number? No problem, click here.

How you can easily save money on Patons Taxi Insurance

It’s always recommended to take any steps you can to reduce the cost of your taxi insurance premium. Below are some excellent ways to do this.

1

Increase Your Voluntary Excess

Voluntary excess is what you would pay towards a claim if you needed to make one. Increasing this is an easy way to reduce your premium but you should weigh up if the risk is worth it.
2

Limit Cover Options

You can also save money by limiting the amount of cover options in your policy. Optional extras like windscreen repair or breakdown recovery can be useful to have but they also increase what you pay.
3

Get A Modest Vehicle

You should also try to get a vehicle that’s in a low insurance group to help save on your cover too.

Frequently Asked Questions

What types of vehicles can taxi insurance cover?

Taxi insurance can cover almost all types of vehicles that are used as taxis, including:

  • Mini cabs
  • EVs
  • Black cabs
  • Uber cars
  • Chauffeur vehicles

How is taxi insurance different from car insurance?

The main difference between taxi insurance and regular car insurance is usage. Taxis typically spend much longer on the roads than regular cars and they’re also used to transport passengers, which means you need hire and reward insurance to drive a taxi legally.

Will I need public hire or private hire insurance?

This depends on the type of taxi you drive. For any public hire vehicle i.e. those that can be hailed from the street, you will need public hire insurance. For taxis such as Ubers, which need to be pre-booked in advance, you will need private hire insurance.