Don’t have your registration number? No problem, click here.

Keep Your Road Trips Secure with the Ideal Car Insurance Northampton

Although small compared to cities like Birmingham and London, Northampton is still a large city in its own right and as such, the cost of car insurance can be significant compared to many rural areas. The good news is that it’s easier than ever to find affordable car insurance in Northampton.

If you want to get quotes now, simply click the green button.

Don’t have your registration number? No problem, click here.

Did you know…?

Northampton car insurance is quite affordable compared to some of the large cities in the UK.

Why Car Insurance Northampton Is Necessary

It’s a legal requirement to have third party only insurance to drive in Northampton, just as in the rest of the UK. It’s certainly not worth taking the risk of driving without any cover.

Main Cover For Car Insurance Northampton

Third-Party Only Insurance

: This is the simplest variant of car insurance and is the smallest legal requirement in the UK. It covers injuries inflicted on others and damage to other people's property—however, it does not cover any damage to your own vehicle.

Third-Party, Fire and Theft Insurance

: This includes all aspects of Third-Party Only coverage, but with the added benefit of protection against loss or damage to your car from fire or theft.

Comprehensive Car Insurance

: This is the most extensive cover you can procure. It incorporates everything from the Third-Party, Fire and Theft policy, plus it could potentially cover the cost of repairs or replacement of your vehicle, irrespective of who was at fault in the accident.

Don’t have your registration number? No problem, click here.

Did you know…?

There are ways to reduce the cost of car insurance in Northampton, such as increasing the excess and limiting your cover options.

Why You Should Get Car Insurance Northampton Quotes Online

Some reasons why getting Car Insurance Northampton quotes online is beneficial are –

  • They allow customisation of search results based on individual needs, such as coverage type and excess amount, for a personalised experience.
  • These services don't require commitment or purchase; they can be used as research tools.
  • They promote competition among insurers, often leading to better pricing options.
  • Users can take note of extras included in some policies, like breakdown cover and legal protection.
  • Insurance comparison websites provide guidance and simplify the overwhelming process of looking for insurance.
  • The real-time comparison of prices from various insurers aids in making an informed decision.

Car Insurance Northampton - Additional Cover

Below are some additional types of cover Car Insurance Northampton to consider –

  • Misfuelling Cover: If you accidentally fuel up with the wrong type, this cover helps manage the cost of any necessary repairs.
  • Child Car Seat Cover: Accidents can be unnerving, especially with children involved. This cover allows for the replacement of any child car seats, even if there's no apparent damage.
  • Breakdown Cover: When your car takes an unexpected pause, this add-on ensures you're not stranded and provides roadside assistance at any time.
  • Legal Cover: Road incident led to a legal dispute? This cover provides financial protection to keep legal costs at bay.
  • Key Cover: Losing your keys is frustrating enough without the added expense. This cover handles the cost of replacement keys and even the locksmith's fee.
  • No Claims Discount Protection: Claim or not, this cover ensures your no claims discount remains untouched, helping you secure lower premiums in the future.
  • Foreign Use Cover: Planning to hit the road abroad? This provides the same level of protection as you have at home, so you can drive with peace of mind.
  • Personal Accident Cover: In case a severe accident occurs, this cover offers you and any named driver a financial safety net for certain injuries.
  • Excess Protection Cover: This cover absorbs the cost of your excess if you need to make a claim, ensuring you're not left out of pocket.
  • Uninsured Driver Protection: If an uninsured driver collides with your vehicle, this cover ensures you're not left to foot the bill, protecting your excess and your no claims discount.
  • Windscreen Cover: Keep your view clear with this cover, which provides protection against any windscreen damage.
  • Courtesy Car Cover: If your car is off the road for repairs after an accident, this cover keeps your routine running by providing a courtesy car.

Don’t have your registration number? No problem, click here.

Did you know…?

Getting quotes from different providers is one of the most reliable ways to save money on car insurance.

Car Insurance Northampton - Save Money

Save money on Car Insurance Northampton in the following ways –

  • No Claims Discount: Insurers may offer discounts to drivers who have not made a claim in a while. The longer you go without making a claim, the larger the discount could be.
  • Higher Excess: Agreeing to pay a higher voluntary excess (the amount you pay towards any claim) can lower your insurance premium. However, ensure that you can afford the excess in case you need to make a claim.
  • Limit Optional Extras: While optional extras can provide valuable additional coverage, they also add to the cost of your premium. Make sure any extras you choose are truly necessary.
  • Maintain a Good Credit Score: Some insurers consider credit score when determining premiums. A good credit score can demonstrate that you're reliable and may lead to lower costs.
  • Advanced Driving Courses: Some insurers may offer discounts if you've completed an advanced driving course, such as those offered by the Institute of Advanced Motorists.
  • Review Your Coverage Annually: As your life changes, so do your insurance needs. Review your policy annually to make sure you're not paying for unnecessary coverage.

No data available for the specified regions.

Get Car Insurance Northampton Quotes Quickly & Easily Now!

This comparison tool is a game-changer when it comes to finding the right car insurance. Here's the drill:
  • First, you'll need to punch in your personal details - they handle data with utmost care.
  • Next, they'll ask for your vehicle's specifics - the more detailed, the better.
  • Then, you should key in your current insurance details - it helps them serve you better.
  • And there you go, specialist insurance providers will soon be in touch with customised quotes.

Don’t have your registration number? No problem, click here.

Car Insurance Northampton FAQs

What is the best type of cover to get?

If you’re on a tight budget, then a third party only policy will enable you to make your car road legal without having to break the bank. If however, you want more protection for your own vehicle, then a fully comprehensive policy would be ideal.

Does insurance in Northampton cost a lot?

Northampton car insurance is relatively cheap compared to a lot of other large cities but the exact price you pay will depend on other factors, like the car you’re insuring, your age and your occupation.

Is it possible to save money?

You can save money by getting a lot of quotes as well as taking measures like making your car more secure and installing a black box.

Don’t have your registration number? No problem, click here.

Car Insurance Comparison Areas

Related Car Insurance Northampton Guides

How Much Does Car Insurance Go Down After 1 Year No Claims?

On average, UK drivers with 1 year of no claims can expect their car insurance to drop by around 10%…
Read full guide

Transferring Insurance From One Car To Another

You can transfer your car insurance from one vehicle to another, but it’s not automatic. You’ll need to contact your…
Read full guide

Does Car Leasing Include Insurance?

Most car leasing deals do not include insurance as standard. When you lease a car in the UK, you’re usually…
Read full guide

Can You Cancel car insurance At Any Time?

Yes, you can cancel your car insurance at any time in the UK. Whether you pay monthly or annually, it’s…
Read full guide
man taking photo of a crash

Which age group causes the most car accidents in the UK?

In the UK, the age group most likely to cause car accidents is younger drivers, especially those aged 17 to…
Read full guide
written off car

What colour car has the most accidents in the UK?

When it comes to road safety, you might wonder if the colour of your car affects your risk of being…
Read full guide

What is Third Party Car Insurance?

Third party car insurance is the minimum legal level of cover you need to drive on UK roads. It covers…
Read full guide

Do I Need Business Car Insurance as a Carer?

Yes, if you’re a carer using your vehicle for work-related travel, such as driving to clients’ homes, appointments, or care…
Read full guide

Does your job title affect car insurance?

Yes, your job title can affect your car insurance costs. Insurers use it, along with other details, to work out…
Read full guide

How Long Does It Take to Get Car Insurance?

In the UK, you can get car insurance in as little as 15 minutes, especially if you’re buying online. Most…
Read full guide

Car Insurance Northampton Providers

Clean Green Compare have partnered with Quotezone.co.uk to help you save money on your Car Insurance Northampton. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Ian Beevis - Clean Green Compare Insurance Expert
Updated 10 March 2025Reviewed by Ian Beevis Insurance Expert