- Compare Quotes Online: Use comparison tools to find the best deal. Make sure you’re comparing like-for-like cover. You can compare car insurance quotes on our site.
- Check Cancellation Fees: If you’re mid-policy, your insurer may charge a cancellation fee and retain part of your premium.
- Purchase Your New Policy First: Never cancel your old policy before you’ve bought the new one. You don’t want to be uninsured for even a day.
- Cancel Your Existing Policy: Contact your current insurer to cancel your policy. You’ll usually need to confirm this in writing.
- Receive Your Refund (if applicable): If you’ve paid annually and cancelled early, you might be due a partial refund (minus admin fees).
If you don’t want to switch insurers but need to update your details, just contact your current provider. Most allow updates online or by phone.
Common changes include:
- Changing your car
- Updating your address
- Modifying your occupation or annual mileage
- Adding/removing named drivers
Note: Changes may affect your premium or trigger an admin fee.
Yes, but you may have to pay cancellation fees if you’re mid-policy. Renewal is usually the best time to switch.
No, as long as there’s no break in cover, your no-claims bonus should transfer to the new policy.
No, your insurer will update the Motor Insurance Database (MID) for you.
Yes, but your premium may go up or down depending on the new vehicle. This is more likely to happen if the new vehicle is in a higher insurance group.
