Pros and Cons of Owning a 50cc Moped

Susan Difford - Clean Green Compare Personal Lines Insurance Expert
Written by  Susan DiffordUpdated  26 April 20252 min read

Table of Contents

50cc mopeds are a very popular type of motorcycle, especially among teenagers but what are the pros and cons of owning one? That’s something will be covering in detail in this guide. If you do have a 50cc moped, or you plan to get one in the near future, it’s very important to make sure it’s road legal by getting 50cc moped insurance.

Key points

What Are The Pros And Cons Of 50cc Mopeds?

Pros

  • Ease to ride: Mopeds are lightweight and very easy to ride, which is why they’re often recommended as a first motorcycle for people with no experience riding.
  • Affordable: They’re also very affordable as well as being cheap to tax and insure.
  • Accessible: You’re able to ride a 50cc moped from 16 years of age and with a provisional licence, so they’re very accessible vehicles.
  • Urban mobility: They’re also great for urban riding due to being able to nipping through busy traffic conditions.

Cons

  • Limited power and speed: 50cc mopeds have limited power and speed, which means they’re not suited to longer journeys or motorway riding.
  • Basic features: They usually have quite basic features too, so don’t expect too much in terms of advanced technology compared to larger bikes.
  • Little weather protection: They also leave you exposed to the elements, although this is true for most types of motorbikes.

Moped illustration

Am I eligible to ride a 50cc moped?

To be eligible to ride a 50cc moped on public roads you must:

Is 50cc moped insurance expensive?

No it’s certainly not compared to insuring most cars or more powerful motorbikes or scooters. However the exact cost depends on things like your age, your location and the level of cover you take out.

In Summary

  • The benefits of a 50cc moped are its ease of use, affordability and accessibility.
  • The downsides are they’re not particularly powerful, cannot be used on motorways and are exposed to the elements.
  • You will need tax and insurance to make a 50cc moped road legal.

Compare 50cc Moped Insurance Quotes!

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