If you work as a delivery driver for a fast food delivery service, such as Uber Eats, Deliveroo, or Just Eat, then you’ll need to have the right type of insurance in place to cover you while you’re on the job.
Some of the main benefits of getting fast food delivery driver insurance online are:
- Quick and easy quotes
- Tailored cover to suit you
- Flexible payment options
- Easy claims process
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A guide to fast food delivery driver insurance
Working as a fast food delivery driver is a high-pressure job, with delivery times to meet and a non-stop schedule. Some people assume that they’re covered to work as a fast food delivery driver under their regular car insurance, but this is not the case. When you’re driving for hire and reward, you need to get special cover to ensure your vehicle is road legal while you’re working.
You can find more information on fast food delivery driver insurance below. If you’d like to get quotes now, then simply click the green button.
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What types of fast food delivery driver insurance are available?
The main types of cover available are:
- Third party – A third party policy will make your car road legal, enabling you to work. However, it doesn’t provide any protection for your own car, so if that’s important to you, you should consider a higher level of cover.
- Third party, fire and theft – The same as above but also covers your car for fire damage and theft.
- Comprehensive – Covers your own vehicle for all types of accidents. Usually includes fire and theft too.
Additional cover options
Above are the main types of road risk cover, but when you’re working as a fast food delivery driver, you also need to think about additional cover options, such as the ones below.
- Liability cover – If another driver or a member of the public were to be injured or killed due to your actions on the road, then you could find yourself facing a liability claim. This type of cover will protect you in such a scenario. Sometimes it also includes legal expenses.
- Replacement vehicle – This is a very useful type of cover to have if you’re a delivery driver and will ensure that you’re able to keep working while your car is being repaired.
- Breakdown assistance – Another extremely useful cover type for fast food delivery drivers is breakdown assistance. You should definitely consider having this added to your policy if you don’t already have it.
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Don’t have your registration number? No problem, click here.
What is PAYG insurance?
You might have heard of PAYG insurance before if you work as a fast food delivery driver. If you do food delivery as a part-time job, then it might not make sense to take out an annual policy. In this case, you can opt for pay-as-you-go, or PAYG insurance. This can either cover you only during the period of time that you’re working, or you can get a one-month rolling policy instead.
PAYG insurance is usually a more affordable and flexible option for those who don’t work doing food delivery full-time. Most insurance providers will give you the option to take out a PAYG policy.
In summary: Buying fast food delivery driver insurance
Working as a fast food delivery driver can already be a stressful job, so you certainly don’t want to add to your stress by trying to work without proper insurance. Doing so could easily make it difficult to find future employment opportunities and also get you in trouble legally, possibly even losing your driving license.
Luckily, getting fast food delivery insurance quotes is now a quick and easy process.
Get quotes now!
If you want to get fast food delivery insurance quotes from expert providers now, then simply click the green button and you can have your quotes in minutes. All you have to do is pick the best one!
Don’t have your registration number? No problem, click here.
Fast Food Delivery Driver Insurance FAQs
Is fast food delivery driver insurance necessary?
Yes, you cannot simply use your regular car insurance when you’re doing hire and reward work. You will need a specialised policy for this.
How do I get the best price?
One of the best ways to get the best price on fast food delivery driver insurance is by shopping around for quotes. In addition to this, you should also take any steps you can to make your car more secure and only get the cover you need.
Is there a minimum age I need to be to take out a policy?
As long as you’re old enough to driver and hold a full licence, most insurance providers should offer you a policy. However it’s generally cheaper to get cover for those over the age of 25.
