Catering van insurance protects mobile food and drink traders against vehicle damage, theft, and liability claims. It can cover equipment, stock, and public liability if someone is injured. Optional extras include employer’s liability or business interruption. Whether you run a coffee van or food trailer, it keeps your business moving safely.

Commercial property insurance protects buildings and business premises against fire, flood, storm, and vandalism. It can include cover for loss of rent, contents, and fixtures. Ideal for landlords and business owners, it ensures your property and income are safeguarded from unexpected events.

Directors and officers insurance protects company leaders against personal liability claims arising from management decisions. It covers legal defence, compensation, and investigation costs. Without it, personal assets could be at risk if claims are made by employees, regulators, or shareholders. It provides essential peace of mind for directors and senior managers.

Employers’ liability insurance is legally required for most UK businesses with staff. It protects against claims if an employee is injured or becomes ill due to their work. The policy covers legal fees and compensation costs, helping you meet your responsibilities under health and safety law while keeping your business compliant.

Hotel and guesthouse insurance covers buildings, contents, and guest belongings against damage, theft, or liability claims. It may also include business interruption cover to protect income after fire, flood, or similar events. Ideal for hotels, inns, and B&Bs, it ensures guests, staff, and your livelihood stay protected.

Income protection insurance pays a regular income if you can’t work due to illness or injury. It covers essential expenses like rent, mortgage payments, and bills while you recover. Cover can be tailored to your job and budget, continuing until you return to work or retire. Suitable for employed or self-employed people, it provides financial security when health issues stop your income.

Landlord insurance protects rental property owners against risks such as fire, theft, tenant damage, or loss of rent. Policies can include buildings, contents, and liability cover to keep your investment safe. Whether you own one flat or several properties, it helps ensure you’re financially protected when things go wrong.

Office insurance protects your workspace, equipment, and staff from everyday risks. It can cover computers, furniture, and documents, plus public and employer’s liability. Business interruption cover helps maintain income if your office is forced to close temporarily. Suitable for agencies, consultancies, and service firms of all sizes.

Professional indemnity insurance covers legal costs and compensation if a client claims you made a mistake or gave poor advice. Essential for consultants, designers, and accountants, it helps protect your reputation and finances if a project or recommendation leads to loss. Many clients require it before contracts begin.

Pub insurance protects landlords and pub owners against fire, theft, damage, and liability claims. It can include business interruption, stock, and contents cover, plus options for loss of licence or equipment breakdown. Designed for pubs, bars, and inns, it provides reassurance for owners and tenants alike.

Public liability insurance protects your business if a customer or member of the public is injured or their property is damaged due to your work. It covers legal fees and compensation costs, helping safeguard your reputation and finances. Essential for self-employed professionals and small businesses.

Restaurant insurance provides essential cover for fire, theft, food contamination, and public liability. It can protect your premises, equipment, and staff, ensuring your business continues to serve customers safely. From cafés to fine dining, policies can be tailored to suit your setup and service style.

Salon insurance provides protection for hair, beauty, and nail salons against accidents, theft, and treatment-related claims. It can include public liability, stock, equipment, and business interruption cover. Tailored to the beauty industry, it helps keep your salon running smoothly and professionally protected.

Shop insurance covers your retail business against theft, damage, and public liability claims. It can include stock, contents, and business interruption cover to protect your livelihood if you can’t trade. Whether you run a boutique or convenience store, it keeps your shop and customers secure.

Takeaway insurance protects fast-food outlets, cafés, and delivery services against fire, theft, and liability claims. It can cover buildings, stock, and equipment, as well as business interruption if you can’t trade. Ideal for food businesses needing peace of mind and protection on busy nights.

Tradesman insurance protects builders, electricians, plumbers, and other trades from accidents, damage, or liability claims. It can include tool cover, public liability, and personal accident options. Designed for self-employed professionals and contractors, it keeps you covered on-site and on the road.

Bicycle insurance covers your bike against theft, accidental damage, or vandalism, whether at home or out on the road. It can include personal accident and third-party liability cover too. Ideal for commuters, leisure riders, and enthusiasts who want year-round protection for their cycles.

Boat insurance protects your vessel against theft, fire, collision, and damage on or off the water. It can include third-party liability, personal accident, and equipment cover. Suitable for yachts, cruisers, and small craft, it helps keep your time afloat worry-free.

Holiday Home Insurance Holiday home insurance protects your second property against fire, flood, theft, or damage while unoccupied. It can include liability cover for guests and accidental damage protection. Designed for UK and overseas homes, it ensures your getaway is protected year-round.

Home insurance protects your property and belongings against fire, theft, flood, and other damage. It can include buildings and contents cover, helping you repair or replace what matters most. Optional extras such as accidental damage or legal expenses can give extra peace of mind for homeowners and tenants alike.

Life insurance provides financial support for your loved ones if you die during the policy term. It pays out a lump sum to cover household costs, debts, or childcare. Policies can be term-based or whole-of-life, and may include critical illness cover. Life insurance ensures your family’s financial stability, helping them maintain their lifestyle and meet commitments in your absence.

Non-standard home insurance is designed for properties that fall outside the usual criteria, such as listed buildings, flat roofs, or homes with previous subsidence or flooding. It offers tailored protection where standard insurers might not provide cover, ensuring your unique property gets the specialist care it deserves.

Pet insurance helps cover unexpected vet bills if your dog, cat, or other pet becomes ill or injured. It can pay for treatment, medication, and surgery depending on the policy. Options include lifetime, time-limited, or accident-only cover. With vet bills often costly, pet insurance ensures your animal receives the best care without financial strain.

Static caravan insurance protects your holiday home against fire, theft, and storm damage. It can cover the structure, contents, and liability if someone is injured while visiting. Optional extras include loss of rent, alternative accommodation, or unoccupied cover. Whether for holidays or letting, this insurance offers peace of mind that your caravan is protected all year round.

Travel insurance protects against unexpected problems on trips, including medical emergencies, lost luggage, and cancellations. Available for single or multi-trip cover, it’s essential for travel abroad. With options for winter sports or cruises, it gives peace of mind wherever you go.