Empty Property Insurance


Make sure your empty property is properly protected. Simply click the green button to get your quotes now!

  • Cover for buildings and contents
  • Residential and Commercial properties covered
  • Property owner’s liability
  • Cover for vandalism
  • Water damage and subsidence
  • Instant documentation

Empty Property Insurance Guide

It’s no secret that a property is at much more risk from theft and vandalism when it is left empty for extended periods of time. There for it is vital to get the necessary insurance to protect your property from these risks. There are many insurance providers who specialise in empty property insurance so you will not have trouble finding a policy that’s right for you. However, before you go about getting quotes, it’s a good idea to familiarise yourself with the types of cover that are available so you can make an informed decision.

Types of Cover Available

Below are some of the main cover options you can have included with an empty property insurance policy –

  • Building Insurance – This will cover the structural damage to the property that might occur as a result of fire or flooding. This is the minimal level of cover you should seek when getting empty property insurance.
  • Contents Insurance – As the name suggests, contents insurance will provide cover for any stolen or damaged property. Some insurance providers will not cover particular contents, such as jewellery so you should find out for sure what is covered.
  • Water Damage – Water damage can be very costly to repair so having this option included in your policy is a very good idea.
  • Property Owner’s Liability – If someone were to become injured as a result of your property being unsafe then you could find yourself facing a liability claim. Whilst this may seem unlikely, it does give you full peace of mind.

The Benefits of Empty Property Insurance

There are many benefits of having empty property insurance. These include

  • Peace of mind
  • Flexible Insurance options
  • Cover all your contents
  • Easy to arrange and instant protection

Getting Quotes The Easy Way

Now that you understand why empty property insurance is so important, you can start getting quotes. Getting quotes is very quick and easy and can save you a good deal of money. After providing some information about your policy needs, you can have access to a range of quotes from multiple empty property insurance providers.  To get started simply click the green button below.


Benefits of Our Empty Property Insurance

Whether its your main house, a second home or  a holiday home or a buy to let property, more and more of us these days have properties that stand empty for long periods of time. There are also many of us who are paying through the nose for these homes as they are unaware of the product known as unoccupied property insurance. This does what it says on the tin; insures your property/ies for the times there is nobody there. If you have a property standing empty for long periods of time check out the benefits below of having specialised unoccupied home insurance.

Highly tailored unoccupied property policies

Your policy will be tailor made specifically to suit your needs and requirements depending on the type of property you want insuring. So whether you have a cottage in Cornwall, a loft in Lowestoft or a townhouse in Totnes our policies will tick all your boxes and many more besides.

Compare empty property insurance quotes easily

We have learnt from experience that many comparison sites don’t work as well as they could, and should. Ours is about as simple as you could get. Answer a few quick questions which covers the basics and a list of quotes from companies fitting your criteria will appear on your screen. You can then scan down the list, pick the ones you are most interested and go from there. It really is that easy.

Save time and money with our vacant property insurance

We live in a world where everyone seems to be in a constant hurry, with little time to spend in front of a computer searching for hours for unoccupied property insurance. We know that more than 96% of our visitors save money on their current insurance, we also know that it takes them the shortest time to make that saving. If there was a true win win situation it’s saving both time and money.

Multiple payment options for insurance for empty properties

The experts will all tell you that it’s always cheaper to pay your insurance in one lump but sometimes we simply don’t have a large enough lump of cash sitting in the bank to cover it. Easy payment options are nothing new and are a godsend to those who prefer to spread their payments. Even it if does cost a bit more it makes it a lot easier on the pocket.

Instant documentation

If you aren’t currently insured, or are leaving one company to join another you want your documents there pretty darn sharpish. We get your documents in super quick time via email so you have no worries about floods, or criminal damage occurring to your property and you not being covered.

Quick and easy claims process if you have an insurance claim for vacated properties

Making a claim against your insurance is not something you ever really want to do but at times you may have to. We pride ourselves on taking you through the entire claims process quickly and easily and with as little hassle as possible. Our customers come first; simple as.