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London Taxi Insurance
Types of London taxi insurance
- Third party – Third party insurance is the lowest level of cove you can get in order for your taxi to be road legal. It’s worth knowing that this type of cover only protects other road users’ vehicles when you are to blame for an accident. You can get fire and theft included in a third party policy to add more protection.
- Comprehensive – A comprehensive policy will protect your vehicle for accidents where you are to blame. Fire and theft is usually included in comprehensive insurance.
- Liability cover – Liability claims can come at any time when working as a taxi driver so it’s definitely important to have cover in your taxi insurance policy to protect yourself. You can also get cover for legal fees included.
- Loss of licence – If you were unable to work due to losing your licence then this type of cover would ensure you’re compensated until you were able to get it back.
- Personal injury – If you were to be injured on the job then you’d want to be sure you’ll be able to cope financially whilst you’re unable to work.
Ways you can save money on London taxi insurance
- Park your cab securely – Where your cab is parked when not in use will certainly affect the cost of your insurance. Ideally you would have a locked garage that you can keep your cab in as this keeps it safest. However even a driveway will offer more security than parking on the street. Of course it’s not practical for everyone so even if you do have to park on the street you’ll still be able to get cover at an affordable rate.
- Pay for your policy annually – Paying for your taxi insurance upfront will usually help you to make a significant saving on the overall cost of your insurance.
- Get quotes from different insurance providers – Getting quotes from different insurance providers is another way to make a saving on London taxi insurance.
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